Home Ownership

The cost of homeownership on an old house can be high.

The Cost of Owning a Home

By moonrocket / March 1, 2023 /

Many homebuyers – 1st timer and seasoned veterans – find themselves spending more than they thought to bring their new home up to expectations. The cost of owning a home, especially in the first year, is higher than you might imagine. You might be asking yourself: So what happens after I buy a home? What…

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when you start a mortgage purchase, you will hit a wall of spam

Credit Bureaus, Trigger Leads, and Spam

By moonrocket / October 17, 2022 /

When you sign on the line to purchase your new home, a process starts that very few people know about. That process is called a “trigger lead.” A “trigger lead” leads to spam that works to confuse new homeowners in an attempt to worm into your wallet. It works like this. When your credit is pulled, the…

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Help fix my credit!

By moonrocket / September 23, 2022 /

If you’re reading this, we want you to know that you’re not alone! Inflation has pinched everyone’s budget, and more people are turning to credit cards to pay bills, cover rent, and put food on the table. As credit use increases, American’s credit scores are going down. It’s frustrating, and it might have you shouting…

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Now might be the right time to buy a house.

Is it worth buying a house right now?

By moonrocket / July 5, 2022 /

It’s a hard question to answer, but your best friend in home finance is here to help! We’ll cut through the confusion together to figure out if it really is worth buying a house right now. First, let’s take a look at the market itself. What factors are affecting the housing market? Rent prices are…

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Mortgage rates loosely follow the Federal Reserve.

Rates, the Federal Reserve, and You: A Primer

By moonrocket / July 5, 2022 /

What is going on with the Federal Reserve and loan rates?! Gas is the most expensive its ever been, groceries are eating more of your budget, and it sure feels like the world is going straight to heck in a handbasket at Mach 2 with its hair on fire. Don’t you worry, though. JPAL Mortgage…

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