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Our Core Values





Say hello to a better way to finance your home.
Decades of Experience
With over 30 years of combined mortgage and banking experience, we are here to help you forge a path to homeownership on your terms. We will help you choose the right program with the right payment to fit your lifestyle.
A Better Process
You want a mortgage that is fast and accurate. The JPAL process is backed by amazing partners and is proven to move you into your home faster than a traditional bank. Here's how we do it. We live by the acronym, "P.A.C.E."
- Our Planning is 2nd to none and is at the heart of everything we do.
- We take Action. When the ball is on our court, we move it immediately to keep the process on track.
- We over-Communicate in a method that our clients prefer best.
- Education throughout the journey is mandatory and critical to an untouchable mortgage experience.
Popular Resources
We love to educate. Check out our extensive blogs covering key details of getting a mortgage in Michigan.
How Much Do You Need for a Down Payment in Michigan?
What Credit Score Do I Need to Buy a House in Michigan?
First Time Home Buyer Programs in Michigan: What You Need to Know
Average Closing Costs in Michigan: What to Expect When Buying a Home
Do I Need a Realtor to Buy My First Home in Michigan? Here’s the Real Answer.
How Much House Can I Afford in Michigan? A First-Time Buyer’s Guide
5 Mistakes First-Time Home Buyers Make (and How to Avoid Them in Michigan)