homebuyer

when you start a mortgage purchase, you will hit a wall of spam

Credit Bureaus, Trigger Leads, and Spam

By moonrocket / October 17, 2022 /

When you sign on the line to purchase your new home, a process starts that very few people know about. That process is called a “trigger lead.” A “trigger lead” leads to spam that works to confuse new homeowners in an attempt to worm into your wallet. It works like this. When your credit is pulled, the…

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Buy a home in cash and then refinance it.

Helping your children purchase a home? Buy with cash and refinance!

By moonrocket / August 23, 2022 /

Sometimes your children need a helping hand getting the home of their dreams. Credit scores are falling, debt is climbing, and houses are still moving at a quick clip. The good news is that families are pulling closer together to weather the storm. In this post, we’re going to show you how to buy with…

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Mortgage terms are important to understand.

Mortgage terms and acronyms

By moonrocket / August 11, 2022 /

Mortgage terms and acronyms The mortgage world has a language all its own. Here are some mortgage terms and acronyms that will help you navigate the mortgage process. Amortization Schedule: This is a schedule that breaks down the interest and principal portions of each payment. Keep in mind that this schedule won’t be accurate if…

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Now might be the right time to buy a house.

Is it worth buying a house right now?

By moonrocket / July 5, 2022 /

It’s a hard question to answer, but your best friend in home finance is here to help! We’ll cut through the confusion together to figure out if it really is worth buying a house right now. First, let’s take a look at the market itself. What factors are affecting the housing market? Rent prices are…

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