What’s the Average Cost of a House in Michigan? (With Regional Breakdown)

October 23, 2025 / jpalmortgage /

What’s the Average Cost of a House in Michigan? (With Regional Breakdown)

If you’re looking to buy a home in Michigan—whether you’re a first-time buyer, relocating from another state, or simply exploring your options—it’s helpful to understand what home prices really look like across the state. Michigan provides a range of housing markets, from affordable to premium, depending on region. Below we’ll look at state-wide data and then break down four key metro areas: Grand Rapids, Detroit, Kalamazoo and Holland.

Michigan Statewide Snapshot (as of 10/29/25)

According to Zillow, the typical home value in Michigan is about $258,642, up ~3.0% year-over-year. Zillow
Also, according to Redfin, the median sale price in September 2025 was $284,500, up ~7.5% year-over-year. Redfin
So as a general ballpark, you can expect the state-wide average cost of a home in Michigan to hover somewhere in the $250,000–$290,000 range currently.

Regional Breakdown

Grand Rapids (West Michigan)

In Grand Rapids, Zillow reports the average home value at about $297,964 as of September 2025. Zillow
Redfin reports the median sale price at around $300,000. Redfin
Meanwhile, Realtor.com lists the median sold price at $322,000 in 2025. Realtor
So if you’re looking in Grand Rapids, you’re looking at a market somewhat above the Michigan average—but still very reasonable compared to many major U.S. metros.

Detroit Metro Area

For Detroit specifically, Redfin reports a median sale price of approximately $97,500 in September 2025. Redfin
However, this figure is reflective of Detroit city proper and may not fully capture suburban and metro-area pricing, which tends to be higher.
For reference, in Wayne County (which encompasses much of the Detroit metro) Zillow lists home values at approximately $176,894. Zillow
So depending on location, Detroit-area buyers may find some of the lowest entry-points in Michigan—but with regional variation.

Kalamazoo

According to Redfin, the median sale price in Kalamazoo in September 2025 was around $192,500, up ~6.9% year-over-year. Redfin
That’s well below the state median, making Kalamazoo one of the more affordable metros in Michigan for buyers focused on value.

Holland & Lakeshore Region

In Holland, Zillow reports an average home value of about $358,117 as of August 2025, up ~2.5% year-over-year. Zillow
The lakeshore lifestyle in Holland typically carries a premium, which explains why the number is higher than the state average—yet still quite accessible compared to many lake-front markets nationwide.

What These Differences Mean for You

  • A home in Grand Rapids at ~$300K may still provide better value than comparable homes elsewhere in the U.S.

  • Detroit-area homes may offer very low entry points, though location and condition vary widely.

  • Kalamazoo offers strong value if your budget is tighter.

  • Holland will likely carry a lifestyle premium (lake access, community amenities) which shows up in the price.

  • When you’re budgeting for a home, remember: price is only one side of the equation—interest rate, down payment, property taxes and insurance all influence your monthly payment.

  • Regional tax/millage rates and community services vary, impacting overall cost of ownership.

Final Thoughts

If you’re planning to buy in Michigan, you’ll find a range of markets—from solid value to premium lifestyle. Whether your focus is Grand Rapids, Detroit, Kalamazoo or Holland, knowing what home prices look like regionally gives you an advantage. Use the data as a starting point, then narrow in on specific neighborhoods and work with a broker who understands your target market.

Ready to explore your next move? Start your home-buying journey today with JPAL Mortgage—“Your Best Friend in Home Finance.”

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Frequently Asked Questions About Michigan Home Prices

1. What is the average cost of a house in Michigan right now?

As of late 2025, the typical home value in Michigan is around $258,000–$285,000, depending on the data source (Zillow, Redfin, or Realtor.com). Prices have risen about 3–7% year-over-year, depending on region.

2. Which Michigan cities have the most affordable homes?

Detroit and Kalamazoo are currently among the most affordable housing markets in Michigan. Detroit homes can average under $200,000 in many neighborhoods, while Kalamazoo typically hovers around $190,000–$200,000.

3. What are the most expensive areas to buy a home in Michigan?

Lakeshore regions like Holland, Grand Haven, and Traverse City tend to have higher price points due to lifestyle amenities and demand for waterfront living. In these markets, home values often range from $350,000–$500,000+, depending on proximity to the lake and property type.

4. Are Michigan home prices expected to go up or down?

Most forecasts expect moderate appreciation through 2026, with growth around 2–4% annually in stable metro areas like Grand Rapids and Lansing. Michigan’s housing market has remained relatively balanced compared to coastal states, meaning fewer drastic spikes or drops.

5. How much do I need for a down payment in Michigan?

Many Michigan homebuyers put down as little as 3–5%, depending on the loan program. JPAL Mortgage can help you explore FHA, VA, or conventional loan options—and calculate your total budget including taxes, insurance, and PMI.

6. How do property taxes affect home affordability in Michigan?

Michigan uses a millage rate system, meaning your annual property tax depends on the local rate multiplied by the property’s taxable value (roughly half its market value). Some areas—like Grand Rapids or Holland—have higher rates than others. JPAL Mortgage works directly with a professional property tax expert who can help review or appeal taxes when appropriate.

7. What’s the average mortgage payment in Michigan?

For a $275,000 home with 10% down and a 6.5% interest rate, the typical monthly payment (including taxes, insurance, and PMI) is roughly $1,900–$2,000. Your rate, credit score, and local taxes can shift that number. You can request a personalized payment estimate anytime through JPAL Mortgage.

For more great information on moving to Michigan, check out our Move to Michigan hub!