jpalmortgage
5 Mistakes First-Time Home Buyers Make (and How to Avoid Them in Michigan) Buying your first home is exciting — but it’s also a big financial step with lots of moving parts. At JPAL Mortgage, we talk to first-time buyers every week, and over 50% of our clients are buying their first home right here…
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Buying a Cottage or Lake House in Michigan? Here’s How to Finance It. There’s nothing like a Michigan summer on the lake. Whether it’s a family cottage up north or a quiet weekend escape on an inland lake, owning a lake house is a dream for many Michiganders. At JPAL Mortgage, it’s more than business…
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FHA vs. Conventional Loan: What’s Best for First-Time Buyers in Michigan? If you’re buying your first home in Michigan, one of the biggest decisions you’ll make is choosing what type of mortgage to get — and for most buyers, it comes down to this:FHA vs. Conventional. At JPAL Mortgage, we help first-time buyers explore both…
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The Best First Time Home Buyer Programs in Michigan (Updated 2025) “I had the pleasure of working with Adam during my first home buying experience and it was nothing short of amazing! … He took the time to talk me through all of the paperwork and explain things step by step so that I was…
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Should You Choose an Adjustable Rate Mortgage in Michigan? Here’s What to Know. If you’re shopping for a home loan in Michigan, you’ve likely come across the term Adjustable Rate Mortgage — also called an ARM. These types of mortgages can offer lower initial interest rates, but they come with some important differences compared to…
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Do You Really Need a Realtor to Buy Your First Home in Michigan? If you’re a first-time homebuyer in Michigan, you’re probably wondering: Q: Do I need a Realtor to buy my first home in Michigan?A: Technically, no — but having a Realtor gives you expert guidance, access to listings, and help with negotiations. For…
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Looking for a United Wholesale Mortgage Broker? If you’re searching for a United Wholesale Mortgage broker, you’ve come to the right place! At JPAL Mortgage, we’re proud to be an independent mortgage broker partnered with UWM. That means you get all the speed, technology, and great programs UWM is known for — with the personal…
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Looking for a Mortgage Company in Holland, MI? Here’s How to Choose the Right One If you’re planning to buy a home in Holland, Michigan — whether it’s your first place, a move-up home, or you’re relocating here from out of state — choosing the right mortgage company is one of the most important decisions…
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Looking for a Mortgage Company in Grand Rapids? Here’s What You Need to Know Buying a home in Grand Rapids? Whether you’re a first-time buyer, moving into the city, or just looking for a company you can actually trust, the mortgage company you choose makes a huge difference. At JPAL Mortgage, we help homebuyers across…
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Living Affordably in West Michigan Thinking about buying a home in West Michigan, but worried about price? The good news: While Grand Rapids continues to grow (and get pricier), there are plenty of nearby cities and towns that are still budget-friendly — without sacrificing lifestyle. Whether you’re a first-time buyer or relocating to the area,…
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