Month: July 2026

What Happens If I Can’t Refinance After Divorce?

By jpalmortgage / July 22, 2026 /

What Happens If I Can’t Refinance After Divorce? One of the most common concerns after a divorce is what will happen to the family home. Many divorce agreements state that one spouse will keep the home and refinance the mortgage into their own name. But what happens if that refinance doesn’t go as planned? If…

What Are Considered Assets When Applying for a Mortgage?

By jpalmortgage / July 22, 2026 /

What Are Considered Assets When Applying for a Mortgage? If you’re planning to buy a home or refinance, you may hear your lender ask about your assets. That often leads to another question: “What are considered assets when applying for a mortgage?” The answer is simple: Assets are financial resources you own that have value…