purchase

Help fix my credit!

By moonrocket / September 23, 2022 /

If you’re reading this, we want you to know that you’re not alone! Inflation has pinched everyone’s budget, and more people are turning to credit cards to pay bills, cover rent, and put food on the table. As credit use increases, American’s credit scores are going down. It’s frustrating, and it might have you shouting…

Read More
Buy a home in cash and then refinance it.

Helping your children purchase a home? Buy with cash and refinance!

By moonrocket / August 23, 2022 /

Sometimes your children need a helping hand getting the home of their dreams. Credit scores are falling, debt is climbing, and houses are still moving at a quick clip. The good news is that families are pulling closer together to weather the storm. In this post, we’re going to show you how to buy with…

Read More
Mortgage rates loosely follow the Federal Reserve.

Rates, the Federal Reserve, and You: A Primer

By moonrocket / July 5, 2022 /

What is going on with the Federal Reserve and loan rates?! Gas is the most expensive its ever been, groceries are eating more of your budget, and it sure feels like the world is going straight to heck in a handbasket at Mach 2 with its hair on fire. Don’t you worry, though. JPAL Mortgage…

Read More